Key takeaways: Staying home and keeping everything virtual is the best way to protect yourself and others from getting infected or spreading the virus. Some cities, counties, states, and countries have put travel restrictions into place that may limit your ability to visit, or they may require mandatory quarantine or testing. Pack the essentials like [...]
Here is How They Compare: In 1997, Congress approved a competitor to original Medicare. Known first as Medicare+Choice (M+C), then renamed Medicare Advantage in 2003, Part C plans allowed health maintenance organizations (HMO's) and preferred provider organizations (PPOs) into the system. Suddenly, Medicare enrollees had to make a distinct choice for their coverage: original Medicare, [...]
If you’re lucky, you’ve probably never had to use critical illness insurance (sometimes called catastrophic illness insurance). You’ve maybe never even heard of it. But in the event of a big health emergency, such as cancer, heart attack or stroke, critical illness insurance could be the only thing protecting you from financial ruin. Many people assume they’re [...]
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People in the U.S. and around the globe are intently following news reports and other data about the COVID-19 pandemic. Most of us are eager to know when there might be an end in sight, but unfortunately, Americans continue to die at an alarming rate. The death rate decreased earlier in the summer but has increased again [...]
Key takeaways: Since March, 25 million people and counting have lost their insurance due to the COVID-19 pandemic. Those who have lost insurance now have three options: enroll in Medicaid, individually-purchased insurance, or COBRA. Here is the breakdown of the enrollment qualifications and coverage information for each option, and also discusses some financial relief programs [...]
Whether or not you’ve gotten used to to connecting with family, friends and colleagues over Zoom and FaceTime—virtual life is becoming a new reality for all of us. But what about going to the doctor? With the COVID-19 pandemic, you may have concerns about going in for a physical doctor’s visit when a health issue [...]
For those who think that hitting the age of 65 means getting a monthly Social Security check to pay for living expenses and free healthcare through Medicare — think again. New surveys indicate that median retirement savings accounts are frighteningly low, and the cost of healthcare and prescription drugs during your retirement years could eat [...]
Learn about the most common diabetes tests and how medication can help get your blood glucose levels in line. Glucose is a critical source of energy that powers our bodies—it feeds the brain, muscles, and tissues. When we eat, carbohydrates are broken down into glucose. This causes the pancreas to release insulin, a hormone that [...]
The increases, based on inflation, are once again modest. The IRS has released its contribution limits for health savings accounts in 2021, and with years past, the limits continue to tick upward. The IRS adjusts contribution limits for HSAs yearly based on inflation. For 2021, those limits will be: $3,600 for individual coverage (an increase of $50 [...]
