At this point, most health insurers are predicting that COVID-19 will have little effect on 2021. Although 17 percent of the insurers said they think COVID-19 could lead to an increase in rates, none predicted COVID-19 would increase 2021 rates by more than 5 percent. A web-based insurance broker, eHealth Inc., polled U.S. health insurers [...]
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Coronavirus can live on some surfaces longer than others. Which should you be most concerned about? How worried should you be about catching COVID-19 coronavirus when you’re at work, the grocery store, or just bringing in the latest Amazon delivery? While coronavirus continues to be highly contagious, it’s not invincible. Without the proper environment, the [...]
If for any reason you get admitted into a hospital or medical center, with the Hospital Safeguard Plan you will get CASH to do as you wish!!! Call me to get your price: Elaine Saccente 704-891-2274.
Venture capitalists, recognizing the opportunity, are investing in telemedicine startups. My Aetna PPO plan automatically comes with Telemedicine!!! I can also sell it separately. Call me: Elaine (704-891-2274) The number of doctors licensed in every state is still exceedingly small: only 14 in 2018. But the number will only increase as telemedicine grows.(Photo: Shutterstock) As telemedicine goes [...]
A pharmacist explains where generics come from, how they can cost so much less, and whether they’re really just as good as their brand name counterparts. If you think brand name meds are the only way to fill your prescription, think again. In fact, according to the U.S. Food and Drug Administration (FDA), nine out of [...]
You read correctly……I have it!!! Did you know you can now add a supplement to any health plan to cover your deductible if something happens? That's right, if you were to have an accident or even worse a critical illness - The supplement I offer will pay your deductible for you. $45.95 for a one person policy [...]
To prepare for a potential coronavirus outbreak, employers need to focus on prevention, anticipate concerns, implement pro-active procedures, and avoid legal pitfalls. Victims may experience fever, cough, shortness of breath and respiratory breathing difficulties and, in severe cases, pneumonia, kidney failure and death. Symptoms may appear within two to 14 days after exposure and some infected [...]
After years of lobbying by countless interest groups, Congress has finally killed the dreaded Cadillac tax. Officially known as the High Cost Plan Tax (HCPT), this unpopular provision of the Affordable Care Act was originally scheduled to go into effect in 2018. The implementation date was pushed back multiple times (most recently to 2022) as [...]
A recent Boston Herald article describes the trouble that some seniors have paying for prescriptions in the Medicare coverage gap, commonly referred to as the “donut hole.” The article tells the story of Judith Pais, who ran out of her medication in November and had to wait until the new year to purchase her prescriptions because the cost of [...]
Many would agree that health insurance reform ranked among the biggest political issue of the past decade. The Patient Protection and Affordable Care Act bookended the 2010s, from becoming law under President Obama to experiencing changes under President Trump, with legal challenges serving as a constant throughout. The state of healthcare in the United States remains a significant [...]