Key takeaways: Several different factors contribute to a community’s ability to reach herd immunity. Experts don’t know yet how many people need immunity to achieve herd immunity or how long it will take to get there. Herd immunity and “back to normal” life depend on everyone getting the vaccine as soon as possible. With the [...]
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The United States, as we’ve long been told, has the best health care system in the world. We have the best technology, top-notch medical providers, live-saving prescription drugs, and a free-market system that encourages innovation. This opinion, though, is not universally agreed on. Critics point out that we have some serious issues in this country, [...]
You went to a get-together and now you feel sick, or you know someone who got COVID-19. What constitutes an exposure, and when and why should you get tested for COVID-19? Our expert provides all the information you need to know. So you went to that holiday get-together at your friend’s house and now you’re [...]
Currently, a few vaccines are under consideration by the FDA, which means they could be approved for use soon. While many may view this as good news, some might be a little hesitant. Vaccine hesitancy is one of the top 10 threats to global health, according to the World Health Organization, and could potentially affect how the pandemic [...]
Key takeaways: Staying home and keeping everything virtual is the best way to protect yourself and others from getting infected or spreading the virus. Some cities, counties, states, and countries have put travel restrictions into place that may limit your ability to visit, or they may require mandatory quarantine or testing. Pack the essentials like [...]
Here is How They Compare: In 1997, Congress approved a competitor to original Medicare. Known first as Medicare+Choice (M+C), then renamed Medicare Advantage in 2003, Part C plans allowed health maintenance organizations (HMO's) and preferred provider organizations (PPOs) into the system. Suddenly, Medicare enrollees had to make a distinct choice for their coverage: original Medicare, [...]
If you’re lucky, you’ve probably never had to use critical illness insurance (sometimes called catastrophic illness insurance). You’ve maybe never even heard of it. But in the event of a big health emergency, such as cancer, heart attack or stroke, critical illness insurance could be the only thing protecting you from financial ruin. Many people assume they’re [...]
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People in the U.S. and around the globe are intently following news reports and other data about the COVID-19 pandemic. Most of us are eager to know when there might be an end in sight, but unfortunately, Americans continue to die at an alarming rate. The death rate decreased earlier in the summer but has increased again [...]
Key takeaways: Since March, 25 million people and counting have lost their insurance due to the COVID-19 pandemic. Those who have lost insurance now have three options: enroll in Medicaid, individually-purchased insurance, or COBRA. Here is the breakdown of the enrollment qualifications and coverage information for each option, and also discusses some financial relief programs [...]