Along with my ACA health plans and Short Term health plans I now have a Term Life option where you can get all your money back!


Have you heard of “Return of Premium” for Term Life Insurance? (Watch video below)

Purchase a Term Life policy for 20 or 30 years up to age 65 and “receive all your money back” when the initial term period ends and its terms have been met!

Policies can be purchased starting from $50,000 all the way up to $500,000.

For policies $249,999.00 or less “no” bloodwork, urinalysis, EKG exams are needed between the ages of 18 and 65.

Term life insurance provides an affordable way to help protect your family and with the “return of premium option” you have the opportunity to get all your paid premiums returned. If you have loved ones who rely on you financially, please take look at this.


These insurance policies pay out to your beneficiary if you were to pass away.

Email me back, and I’ll get you your prices.  I’ll need your zip code, date of birth, if you are a smoker or not, and how much insurance you’d like a quote for.