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Key takeaways: Since March, 25 million people and counting have lost their insurance due to the COVID-19 pandemic. Those who have lost insurance now have three options: enroll in Medicaid, individually-purchased insurance, or COBRA. Here is the breakdown of the enrollment qualifications and coverage information for each option, and also discusses some financial relief programs [...]

For those who think that hitting the age of 65 means getting a monthly Social Security check to pay for living expenses and free healthcare through Medicare — think again. New surveys indicate that median retirement savings accounts are frighteningly low, and the cost of healthcare and prescription drugs during your retirement years could eat [...]

Learn about the most common diabetes tests and how medication can help get your blood glucose levels in line. Glucose is a critical source of energy that powers our bodies—it feeds the brain, muscles, and tissues. When we eat, carbohydrates are broken down into glucose. This causes the pancreas to release insulin, a hormone that [...]

If you are one of the 30 million people who recently filed an unemployment claim, you may be wondering what you’re going to do about your health insurance. While some measures passed in the recent emergency stimulus packages will provide a bit of financial relief, a huge number of Americans will be without income — and stable [...]

Health saving accounts (HSAs) are tax-advantaged, interest-bearing savings accounts that give employees the ability to fund their own account and offer the flexibility to set aside dollars for their own health care. Health saving accounts (HSAs) are tax-advantaged, interest-bearing savings accounts that give employees the ability to fund their own account and offer the flexibility [...]

As a result of the COVID-19 health crisis, lawmakers and federal regulators have made three recent changes to Health Savings Accounts, and one of those changes appears to be permanent. 2019 Contribution Deadline As Forbes explains in a March 24 article, the IRS “has clarified that the deadline for making Individual Retirement Account and Health Savings Account contributions [...]

IN PATIENT HOSPITAL CONFINEMENT (Paid per 24 hours) - $1,000 per day up to 31 days  INTENSIVE CARE UNIT CONFINEMENT (Paid per 24 hours) – Additional $1,000 per day up to 10 days The average price on this plan is $27.00/mth Call or email me to get your exact price. Benefits can start the next [...]

At this point, most health insurers are predicting that COVID-19 will have little effect on 2021. Although 17 percent of the insurers said they think COVID-19 could lead to an increase in rates, none predicted COVID-19 would increase 2021 rates by more than 5 percent. A web-based insurance broker, eHealth Inc., polled U.S. health insurers [...]

Coronavirus can live on some surfaces longer than others. Which should you be most concerned about? How worried should you be about catching COVID-19 coronavirus when you’re at work, the grocery store, or just bringing in the latest Amazon delivery? While coronavirus continues to be highly contagious, it’s not invincible. Without the proper environment, the [...]

If for any reason you get admitted into a hospital or medical center, with the Hospital Safeguard Plan you will get CASH to do as you wish!!!  Call me to get your price: Elaine Saccente 704-891-2274.