International travel can become a scary situation if you’re not prepared for a medical emergency. Most travelers assume they’re already covered by their standard medical plan—but that isn’t always the case. While domestic plans provide sufficient coverage at home, most are not designed to provide the coverage and assistance required for international travel. Don’t let your medical coverage be an uncertainty. Call me to find a plan that meets your needs and spend more time enjoying your international experience—not worrying about your medical coverage.
If you are visiting the United States, I have Three (3) plans to cover you:
PLAN ONE
Maximum limits: $50,000 to $1,000,000 »
Deductible: $0 to $2,500 » Extensions: Up to 24 continuous months »
Emergency medical evacuation: $1 million
Coinsurance:
In-network: The company pays 100%
Out-of-network: The company pays 80% up to $5,000, then 100%
Acute onset of pre-existing conditions: No coverage
Remote transportation: No coverage » Supplemental accident: No coverage
PLAN TWO
Maximum limits: $50,000 to $1,000,000
Deductible: $0 to $2,500 Extensions: Up to 24 continuous months
Emergency medical evacuation: $1 million
Coinsurance:
In-network: The company pays 100%
Out-of-network: IMG pays 80% up to $5,000, then 100%
Acute onset of pre-existing conditions: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evacuation
Remote transportation: No coverage
Supplemental accident: No coverage
PLAN THREE
Maximum limits: $2,000,000 to $8,000,000
Deductible: $0 to $25,000 » Extensions: Up to 36 continuous months
Emergency medical evacuation: Up to maximum limit
Coinsurance:
In-network: The company pays 100%
Out-of-network: The company pays 90% up to $5,000, then 100%
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
Remote transportation: $5,000 per period, $20,000 lifetime maximum
Supplemental accident: $300 per covered accident
I also have plan options if you are traveling outside the United States
PLAN ONE
Maximum limits: $50,000 to $1,000,000
Deductible: $0 to $2,500
Extensions: Up to 24 continuous months
Emergency medical evacuation: $1 million
Coinsurance: The company pays 100% outside of the U.S.
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to the maximum limit. $25,000 maximum limit for medical evacuation
Remote transportation: No coverage
Supplemental accident: No coverage
Incidental emergency in the U.S.: Up to 2 weeks »
PLAN TWO
Maximum limits: $2,000,000 to $8,000,000
Deductible: $0 to $25,000
Extensions: Up to 36 continuous months
Emergency medical evacuation: Up to maximum limit
Coinsurance: The company pays 100% outside of the U.S.
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
Remote transportation: $5,000 per period, $20,000 lifetime maximum
Supplemental accident: $300 per covered accident
Incidental emergency in the U.S.: Up to 2 weeks »
Call me for more information and prices: Elaine Saccente 704-891-2274